The Tides are Turning – Blogging Away Debt Blogging Away Debt

by Hope

My position is secure for the foreseeable future. An agreement has been reached for full time hours on a contract basis with an annual bonus based on gross sales. This agreement will be finalized shortly and begin within the next quarter.

I’ve received wonderful feedback from my part time job with a “promotion” in title only. They have been very pleased with the sales and marketing work and results I have been doing on their behalf. Sales from catering are up significantly over last year.

The kids are all doing well and mostly independently adulting. And I am able to focus.

I’m excited about my work. Passionate to serve the clients and help growing their businesses. Excited to grow and mentor a young team. And so grateful to work with someone I trust and who shares my faith.

The tides are turning…

Year End Goals

So let’s see what the latter half of the year will hold for me.

My end of year financial goals in order of priority:

1. Grow my emergency fund by continuing to deposit at minimum 10% of all income.
2. Grow my travel fund for Thanskgiving travel and in preparation for needing to get myself and my kids to Texas when my mother passes. (She has Parkinsons and has been on hospice for two years this coming month.)
3. Pay off all my credit card debt. (My personal loan #2 will be paid in full next week so I’m not listing it here.)
4. Stretch goal: deposit $7,000 into a ROTH IRA (that would be $307 a week so I know it’s a stretch. Right now I am depositing $35 per week and have only been doing that for 3 weeks at time of this post. I am continuing to deposit into my Stash investment accounts weekly as well.)

And then it will be time to start planning for 2025. The future is bright. And the tides are turning…

Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 3 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.