Habit Stacking for Finance – Blogging Away Debt Blogging Away Debt

by Hope

Some of the creators (bloggers as I’ve mostly gotten off social media personally) have recently begun starting or trying to start new routines in their lives. Many are for health benefits, some for work schedules, and I had the idea that this would probably work for me as I am nothing if not driven by routine and lists and schedules. What do you think?

I’ve been reading a bit about it:

Eight Elements of Habit Stacking

According to S.J. Scott (reference above), there are several elements to a habit stacking routine:

1. Each habit takes less than five minutes to complete.
2. It’s a complete habit.
3. It improves your life.
4. It’s simple to complete.
5. The entire routine takes less than 30 minutes.
6. It follows a logical process.
7. It follows a checklist.
8. It fits your life.

Now each of these speak my language to the core. You?

My favorite aritcle of the ones I read was this one “Habit Stacking: 17 Small Productivity Habits” on the FS blog.

How to Apply to Me and My Finances

I am nothing if not a creature of habit. So, of course, I returned to Google to help me find specific examples of Habit Stacking for Finance. This was the most robust list I found “How to Habit Stack Your Finances“. I also appreciate this article by Chihee Kim especially how she focused on learning and retaining more about financial literacy. Every time I learn something, and really get it, I just realize how ignorant I am about finances.

Now I’ve got to do the work. I’ve going to follow the steps outlined in this article (listed above as well) and begin this journey.

Have you used Habit Stacking in any aspect of your life? Did you find it beneficial? And were you successful at you achieving your goal?

Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 3 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.